The one closing condition you couldn't control — now you drive it. Pull the borrower from your LOS, request quotes from local agents, and watch the binder land on schedule.
Free, no contract. Nothing for you to set up, sell, or chase.
Every closing — on track
Borrower
Closing
Insurance status
Jordan M.
Conventional · closes in 4 days
Jun 24
✓ Binder received
Priya N.
FHA · closes in 7 days
Jun 27
● Quotes in — choosing
Marcus T.
Conventional · closes in 11 days
Jul 1
○ Agents quoting
Dana W.
VA · closes in 13 days
Jul 3
! Needs attention
Illustrative preview · sample data, not real borrowers
Even the hard files.High-fire-risk, coastal, older homes — the request reaches local agents who write them, so your toughest files don't stall.
Where loans stall
Insurance is how a clean loan ends up down to the wire.
And when it does, your borrower panics, your realtor notices, and your closing date is suddenly at risk. PolicyVera takes that off the table — before it ever becomes a problem.
Closings slip
→
Your dates hold
Every borrower's policy is moving from day one — not the day before funding. No more last-minute extensions or blown rate locks.
Borrowers shop around
→
You keep the loan
Insurance gets handled early, without the scramble — so your borrower stays focused on closing with you, all the way to the finish.
You chase binders
→
You chase nothing
One view of every closing's insurance status. The binder and replacement-cost estimate land in your inbox automatically.
Why it compounds
Closings that never stall are how you keep realtors sending you business.
Realtors refer the loan officers whose deals close on time. Be the one whose files never stall on insurance.
How it works
Three steps — from the loan file to the binder.
1
Pull the borrower from your LOS
Import straight from Encompass or any LOS — MISMO 3.4 or the 1003 — and the borrower, property and loan details auto-fill. Set the coverage and mortgagee clause your loan requires.
2
Send requests to local agents — in minutes
Fan out to licensed agents in the borrower's state who write the property — even high-fire-risk and hard-to-place ones. Quotes come back side by side; message an agent directly to lock the clause and dates.
3
Watch it land — binder hits your inbox
You're notified as quotes come in, so you always know where each file stands. The borrower picks with their agent; the binder + RCE arrive with the right clause, in time to clear the condition.
Be the lender whose closings don't stall.
Get your branded link in minutes. Free, no contract.