For Business Owners
Business insurance quotes, without the runaround
Build one business insurance profile, in your trade's own language, and send it to the licensed agents you choose. Compare their quotes side by side. Free to use, and nothing is shared until you decide who sees it.
How it works
Build your profile once
Answer questions in your trade's own language, or drop your current policy and our AI reads the class codes, limits, and vehicles so you don't have to type them.
Send it to agents you choose
Pick the licensed agents you want quoting. Your profile goes only to them. Nothing is sent until you click send.
Compare quotes side by side
Quotes land on your dashboard with premiums, limits, and terms laid out. You choose. PolicyVera never ranks or recommends.
Coverage for your business
Pick any combination. The profile only asks the details that apply.
Questions in your trade's language
A landscaper is asked about mowers and chemical application; a restaurant about kitchens and alcohol; a trucker about radius and cargo. Same profile, your terms.
Why PolicyVera
Free to use
No fees to build a profile, request quotes, or store documents. Agents pay platform fees. Businesses never do.
Licensed agents only
Every agent on PolicyVera is a licensed insurance agent, verified before they can quote your business.
Private until you send
Your profile stays yours. Nothing reaches an agent until you choose who receives it and click send.
We don't sell insurance
PolicyVera is a marketplace, not an insurer or broker. Quoting, binding, and advice come from your chosen licensed agent.
Common questions
What does it cost?▾
Nothing for your business. Building a profile, requesting quotes, and storing documents are free. Agents pay platform fees to use PolicyVera.
What coverage can I get quoted?▾
Twelve lines: general liability, property, commercial auto, workers' comp, umbrella, EPLI, pollution, professional liability (E&O), cyber, tools & equipment, liquor liability, and cargo & physical damage. The profile only asks the details that apply to what you pick.
Do I have to type everything in?▾
No: drop your declarations page, loss runs, or ACORD applications and our AI fills the technical details. Anything you typed yourself is never overwritten.
Who sees my information?▾
Only the agents you choose when you send your submission. Your profile goes to them so they can quote without calling you with basic questions. Nothing is sent until you click send.
Does PolicyVera bind my coverage?▾
No. PolicyVera is a technology marketplace: quoting, binding, and servicing happen directly between you and your chosen licensed agent.
Ready to get quotes?
Create your free business account and build your profile in about 15 minutes. No credit card, no commitment.