For Business Owners
Enter it once. Send it to as many agents as you choose.
Compare quotes from licensed local insurance agents, now and at every renewal, without re-entering a thing.
How it works
Build your profile once
Answer questions in your trade's own language, or start from your current policy.
Send it to agents you choose
Pick the licensed agents you want quoting. Your profile goes only to them. Nothing is sent until you click send.
Compare quotes side by side
Quotes land on your dashboard with premiums, limits, and terms laid out. You choose. PolicyVera never ranks or recommends.
Quote again any time
At renewal, or when you want more agencies competing, send the same profile again from your dashboard. Nothing to re-enter; only the agents you pick receive it.
Already insured? Start from your policy.
Drop in your current declarations pages. We read them and fill in your class codes, payroll, limits, vehicles and drivers for you.
- Dec pages, claims-history reports (loss runs) and application forms, as many as you like
- You check what we read before anything is sent
- No copies handy? We can ask your current agent for them
Coverage for your business
Pick any combination. The profile only asks the details that apply.
Questions in your trade's language
A landscaper is asked about mowers and chemical application; a restaurant about kitchens and alcohol; a trucker about radius and cargo. Same profile, your terms.
Why PolicyVera
Free to use
No fees to build a profile, request quotes, or store documents. Only agents are ever charged platform fees. Businesses never pay.
Licensed agents only
Every agent you can pick holds an insurance license in your business's state.
Private until you send
Your profile stays yours. Nothing reaches an agent until you choose who receives it and click send.
We don't sell insurance
PolicyVera is a marketplace, not an insurer or broker. Quoting, binding, and advice come from your chosen licensed agent.
Common questions
What does it cost?
Nothing for your business. Building a profile, requesting quotes, and storing documents are free. Only agents are ever charged platform fees to use PolicyVera.
What coverage can I get quoted?
Twelve lines: general liability, property, commercial auto, workers' comp, umbrella, employment practices liability (EPLI), pollution, professional liability (E&O), cyber, tools & equipment, liquor liability, and cargo & physical damage. The profile only asks the details that apply to what you pick.
Can I get a certificate of insurance for a landlord or a GC?
Yes. From your policies page, ask for one: the request goes to the agent who wrote your policy on PolicyVera, or by email to your current agent, with the certificate holder's name. The certificate is filed with your documents.
Do I have to type everything in?
No: drop your declarations page, loss runs, or ACORD applications and our AI fills the technical details. Anything you typed yourself is never overwritten.
Who sees my information?
Only the agents you choose when you send your submission. Your profile goes to them so they can quote without starting from basic questions, and they may contact you directly about your quotes. Nothing is sent until you click send.
Does PolicyVera bind my coverage?
No. PolicyVera is a technology marketplace: quoting, binding, and servicing happen directly between you and your chosen licensed agent.
Ready to get quotes?
Create your free business account. No credit card, no commitment.